Protecting Your Health, Your Wealth, Your Life

Privacy Policy

At Your Retirement Inc, we take your privacy and your privacy concerns very seriously. That is why we have adopted the following privacy policy explaining our online information collection practices on the Web site and the choices you can make about the way information is collected and used. 
 
• What information do we collect?
–This Web site (the "Site") collects the personally identifiable information that you may voluntarily provide to us through our on-line quote process. Personally identifiable information is any information that would reveal specific information about you as an individual. Examples of personally identifiable information include your name, street address, e-mail address, gender, health questions, and date of birth. This site only collects this type of information when you provide it to us through our on-line quote process. Areas of our site may ask you to answer general health questions. Your answers help us to better understand your needs, and will also help us improve the accuracy of such quotes.

The site also collects non-personal information about users fo the site, such as the pages of the Site a user visits in order to monitor usage of the site and to improve aspects of the site.

• How do we collect the information? – This Web site (the "Site") collects information in two ways:

1) through information you may provide to us through our on-line quote process.

2) through the use of cookie technology to facilitate site navigation and personalization. Cookies do NOT contain any personally identifiable information such as your name or your e-mail address.

• How do we use the information? – We may share your personally identifiable information with third parties such as insurance companies in order to provide an illustration or facilitate your applications for an insurance policy. We do not sell customer information to marketers.

We may also share some or all of the non-personal user information from cookies with partners, but only in aggregate form; not in a manner that would allow personal identification of any specific user. Cookies may also be useful tools for you. Cookies can make it possible for you to avoid logging in every time you return to this Site and can personalize the Site to you. Most browsers accept cookies automatically, but can be configured not to do so or to notify the user when a cookie is being sent.   

• What control do you have over your personal information? – You may password-protect direct online applications to insurance companies to control access to your private information. You may also contact us by email: ta@YourRetirementInc, or by phone: 210-849-9052.

• How do we protect your information? - To prevent unauthorized access to user information, maintain data accuracy and ensure the proper use of information, we have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online.
These measures include, but are not limited to, website encryption,and  pass-word protection to database access of sensitive digital customer data.

When the site would provide other parties withpPersonally Identifiable Information we are committed to keeping your personally identifiable information secure and will take reasonable steps to protect your personal information from misuse or alteration.

If you have opted-in to receive information regarding our products, its partners or other promotions, we may use your personally identifiable information in conjunction with the activities of those products or promotions, including, but not limited to, sending newsletters and other information regarding offers that may be of interest to you. Each time we contact you, you will be given the opportunity to remove your e-mail address from our distribution list.

Your Retirement Inc may be required to provide your personally identifiable information to third parties if requested by law enforcement agencies or if required to do so by law through a subpoena, court order, or through a government entity. Your Retirement Inc may disclose personal information to third parties if it has reason to believe that disclosing such information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Use for this site.

Additionally, Your Retirement Inc may provide your information to third parties who provide services to us. These parties are required to keep such information confidential and may only use the information in conjunction with the services they provide for us. 
 
This Site may contain links to other websites that are owned and operated by third parties. Your Retirement Inc is not responsible for the privacy or confidentiality practices or the content of such websites. We encourage you to carefully read the privacy policies of each site you visit.

• Agreeing to Terms
If you do not agree to this privacy policy or the Terms of Use posted on this site, please do not use this site or any services offered by this site. Your Retirement Inc reserves the right to make periodic changes in this policy. Please check back from time to time to ensure you are aware of any updates or changes in this policy. Your use of the site indicates acceptance of this privacy policy.

How to Contact Us
Should you have other questions or concerns about this privacy policy; please send us an e-mail at ta@YourRetirementInc.com.